What Is the Difference Between Medicare and Medicaid?

Getting the medical care you need is essential, but it isn’t always easy. For those who don’t have private insurance, Medicare and Medicaid are two government-run programs that are designed to help people to be able to afford most types of medical care throughout their lives. While they have similar names, these two programs are quite different and are available to different—though sometimes overlapping—groups. Read More

The Eye-Opening Truth About Florida Long-Term Care: 8 Stunning Statistics

When we’re young and healthy, long-term care is usually the furthest thing from our minds. We aren’t planning for, or even thinking about, how much it costs to have around the clock care. The fact of the matter is that not only will many of us need long-term care once we are elderly, but debilitating accidents can also happen at any given age, requiring a premature need for care. There are many facets to long-term Read More

Understanding Medicaid’s Protections Against Spousal Impoverishment

Providing for the long-term care of yourself or a loved one can be a difficult reality. Requiring long-term care marks the end of a person’s independence and their ability to adequately care for themselves which can be a harsh reality, no matter what the cause. And of course anything that brings about the need for long-term care, whether it be age, accident, or disease, will have accompanying problems associated with Read More

Medicaid Eligibility: A Brief Overview of the Income Criteria

Obtaining Medicaid benefits is a complex and delicate process. Medicaid is available for individuals who are in need of financial assistance. Many elderly individuals seek Medicaid to make up for a lack of finances in their retirement years, so that they can afford the long-term care they need without spending themselves into poverty. Medicaid eligibility in the state of Florida requires that applicants fulfill Read More

3 Common Crisis Medicaid Planning Mistakes to Avoid

Once you reach a certain age, you begin to need extra help in your everyday life. Oftentimes, it sneaks up on you quite suddenly and unexpectedly. One minute you are fine, and the next minute you are heading to a nursing home. When it comes to preparing for and being able to afford our Long-Term Care needs, Long-Term Medicaid Planning is certainly ideal. However, when you are faced with a Crisis Medicaid Planning Read More

Dealing With Alzheimer’s from a Legal Perspective

The CDC currently estimates that more than 5 million Americans currently have the dreaded Alzheimer’s disease, and that number could double by 2050 due to the aging trends in the US population. Receiving an Alzheimer’s diagnosis is both heartbreaking and terrifying for most families. It is important to take steps to prepare for and effectively deal with the emotional turmoil of losing one’s memory, but it is also Read More

The Dangers of Do-It-Yourself Estate and Medicaid Planning

We are living in the midst of a do-it-yourself (DIY) revolution. There is unprecedented access to instructions and information on how to do things you never thought you would be able to do on your own. Under certain circumstances, like when it comes to finding recipes on the internet or getting tips on garden care from HGTV, this is a positive development. Additionally, as we age many of us become ever more Read More

Join Us for the 2016 Treasure Coast Walk to End Alzheimer’s Committee!

Attorney George Hough is on the 2016 Treasure Coast Walk to End Alzheimer's Committee, and in particular on the Sponsorship sub-Committee for the Treasure Coast Walk on October 1, 2016. If you are interested in participating as a volunteer, walker, or as a sponsor for the Treasure Coast Walk, please contact us today! We have a limited number of Sponsorships available for people who want the Opportunity to help and Read More

Estate Planning: Not Just for the Rich and Elderly

There are numerous misconceptions surrounding estate plans. Far too many people believe that they are a tool only for the wealthy and only for the elderly. However, this could not be further from the truth. The fact is, if you own possessions and you have loved ones, an estate plan is incredibly beneficial—no matter your age and amount of wealth. Below we have detailed some of the biggest reasons why an Read More

6 Non Countable Assets for the Medicaid Asset Test

In order to qualify for Medicaid in the State of Florida, applicants must qualify medically and they must undergo a rigorous examination of their finances. They must fulfill specific criteria in the form of two tests known as the Income Test and the Asset Test. We will provide more details on the Income Test in future blogs, but today we are going to provide some important information about the Asset Test In Read More